Card Breaking Guides
Plain-English guides to card breaking fees, profit, and taxes across Whatnot, Fanatics Live, TikTok Shop, and eBay Live.
Fees
Fanatics Live Fees in 2026: What Sellers Actually Pay Per BreakFanatics Live charges a flat 6% seller fee on buy-now sales with no separate payment processing, ~half of Whatnot's effective rate. Here is the full fee math, the 12% premium tier, how auction payouts work, and what it means for your profit.Read guideWhatnot Fees in 2026: What Sellers Actually Pay Per SaleWhatnot charges an 8% commission plus 2.9% + $0.30 payment processing, which works out to ~11% on a typical break. Here is the full fee math, the $1,500 rule, and what it means for your profit.Read guidePillar guideCard Breaking Fees: What Every Platform Really Takes in 2026A plain-English breakdown of card breaking fees on Whatnot, Fanatics Live, TikTok Shop, and eBay Live, with the real effective rate and take-home on a typical break.Read guideWhatnot vs Fanatics Live vs TikTok Shop vs eBay Live: Fees ComparedA side-by-side comparison of card breaking fees and seller economics across Whatnot, Fanatics Live, TikTok Shop, and eBay Live, with a clear winner for each scenario.Read guide
Taxes & 1099
eBay 1099-K in 2026: Who Gets One and What You Actually OweeBay issues a 1099-K for the 2025 tax year only if you passed $20,000 AND 200 transactions federally, but several states use much lower thresholds. Here is how the form works and why it is not your tax bill.Read guidePillar guideWhatnot Taxes & the 1099-K: A Card Breaker's Guide (2026)What card breakers need to know about Whatnot taxes and the 1099-K in 2026: the current $20,000 threshold, why a form does not decide what you owe, and what is deductible.Read guide
Profit
Is Reselling Profitable in 2026? The Honest MathReselling is profitable when sourcing discipline meets full-cost tracking, and unprofitable the moment either slips. Here is the real formula, the costs that quietly eat margins, and how to know your actual number.Read guideReseller Bookkeeping: The Dead-Simple System That Survives Tax SeasonReseller bookkeeping comes down to five numbers per sale: price, fees, product cost, shipping, and net. Here is a system you can run in minutes a week, and the point where a spreadsheet stops being enough.Read guidePillar guideHow Much Do Card Breakers Make? The Real Profit MathWhat card breakers actually earn comes down to one formula: sales minus fees minus box cost minus shipping. Here is how the math really works and why gross sales lie.Read guide